I figured out that since I controlled the account, I got the streaming service with my owners login. 

This way you will even have additional revenue stream coming while you stabilize your financial situation.Reach out to wholesalers and get on their mailing list to look for deals.

If you get a 30 year rate loan, you will be paying a smaller monthly payment but the aggregate stream of payments you pay will be higher. 

We have noticed a considerable drop in streaming quality which could be the reason.The weird thing is that electricity and gas are included in our monthly rent, so I don't really understand why he would ask us to provide the internet, he could have done so himself and increased the rent to reflect that?

These programs are much more lenient and allow Alternative income streams to qualify such as: Liquid Asset calculations for incomeBusiness Bank DepositsPersonal Bank Deposits Expected Income New Employment income1099 IncomeCommissions & BonusesAccount ReceivablesNote Receivables Contracts for future incomeNew Rental IncomeExpected Rental Income from property planning to rentConsiderably different calculations on Tax returns 

I am also an engineer (mechanical) looking to generate a passive income stream to supplement my day job.

So they came out looking for blood. 

Hey John,I think you bring up some great questions and points.On 1 hand, you want to start investing and creating another stream of income, on the other being an agent won't get you the loan you need. 

Once paid off they will be nice income streams.

While this allowed me to self-fund my education, it didn't provide me with the passive income stream necessary to exit the 'rat race' which is why I'm here today.