When deciding on your shot, a handy trick as a novice is to line up as if you are going to hit your target ball directly. 

I figured using a 1031 was a long shot but I was also considering a self directed IRA.

I tried Wells Fargo and Chase but they both shot me down.

Always worth a shot!

He gave out his email and phone number so I shot him an email and he has been emailing me back and sending me spreadsheets and advice.

But it's a long shot if you're completely new to the business.

This is a long shot (because you don't say what Y money was used for ) but if the Y note is for money you spent protecting X deed of trust then as a non lawyer I'd say yes, you can put it on the payoff demand.  

Take a screen shot of your home as well

If you already have 2 Realtors lined up, you can give them a shot and take notes about how they market your property and ask lots of questions so you can gain the knowledge to list the next one yourself. 

Takes a couple minutes and it is free I would give it a shot. take a look at your local Facebook groups