Ideally we would buy a multi family property here in San Diego and have her live in one while renting the other, but the math just doesn't add up in SoCal now, maybe not ever, so for now we will probably keep her in FL.

The hot-housing markets, according to Realtor.com, include Los Angeles and San Diego where median home prices top a million dollars and Grand Rapids, Mich.; Rochester, N.Y., and Springfield, Mass., where prices are much lower but still well above Toledo.The significant boost in pay won by United Auto Workers members at Stellantis and General Motors in Toledo and rippling out into the auto-manufacturing supply chain boosts buying power in the local economy and is surely behind the economic projections of real estate sales growth exceeding all but one of the top 10 markets.

A renovated Triplex in San Francisco is listed for $2.9 million.

For instance San Antonio may be easy, and San Diego may be close to impossible for certain things in certain committees.

Start with Austin, San Antonio and then to Dallas perhaps.

You are in TX so you have the ability to buy decent turnkey new builds in San Antonio right now, with less cash flow up front, but hopefully scalable appreciation.

I have 3 condos in San Diego that I'd like to refinance and take equity out of (to pay down debt).

I grew up just north of San Francisco and moved to Reno, NV to live and invest. 

I was a somewhat skilled martial artist (San Diego judo champ, state championship tournament wrestler).  

I owe like 30x my annual salary.For me I owe about 75 times my 2022 taxable income (2023 taxable income has not yet been determine,  but I expect it to not be significantly higher than 2022 - San Diego receive tax extension due to flooding).