I need to dig up the posting, but there have been something like 75% of states that have tested grandfathering laws successfully when cities try to overreach their authority. 

Then the insurance company and the tax authorities would just bill the bank, as that's the billing address they have on file.

Or you can go directly to the author, Joe Massey at Castle and Cooke Mortgage

That is one of the paramount reasons we have licensing laws.Any agent engaging in such activities should be reported to the proper authorities.

Although I’m never home, I’m learning more and more every day through BP and the great books authored by the community.

I can see them doing that, and then down the road, the daughter sues the lender for the impact of a short sale on her credit report, for a transaction she did not participate in and/or did not authorize.

@Tyler AubeI can't say much about the process because I was working for a public housing authority at the time and I was mainly evaluating the software aspect.

TRUST ME, the girlfriend will admit that he was living there and will likely even allow him back into the property against orders.But even if not, if he was residing there, with landlord permission or not, lease or not, he is a TENANT, or at the very least an authorized occupant, and as such cannot be prevented from entering his primary dwelling...not by the landlord.

Those taxes are usually collected from the guest and the paid to the appropriate authorities...a "pass-through" cost, like a cleaning fee.

Tenants have zero authority to put someone on or take someone off the lease.