Let's suppose you fix up a kitchen (or some other thing).Let's suppose that will allow you to command $175/month more in rent, and let's suppose you have a vacant month each year, normally.Let's further suppose that it will cost $10,000.

After that time, any new orders to list Notes for sale will not have sufficient time to be completed and processed before the site becomes unavailable to users at the end of day (5:30 pm PST) on October 27, 2016.

The best districts always command a good demand.

SF bay area 30yr cycle in link below:https://www.biggerpockets.com/users/Re3iRtH

My goals are to learn how to use real estate to earn a greater percentage on my money than my current mutual funds. 

Our goal is to be financially free in 20 years, and use real estate as part of our investment portfolio to achieve that.

Given your highly desirable scenario, in a great California market, if the loan were at 8% what kind of price would that seasoned loan command?

Not having a whole lot of experience with HML's, what has been some member's personal experience with them and is there anything you'd recommend me do/not do as a new user of hard money loans?

And this was a retail purchase right off the MLS.So, why would someone purchase a property for $100K that needed a $30K renovation and was maybe worth $110K-120K  as a flip or only command $1250 per month as a rental? 

Smartmove user here.