My wife and I just closed on a duplex in Oakland, but the basement/garage was already converted into a separate living space with a bedroom and bathroom.

I live in the Newark area.

It is live and able to be edited or changed anytime.

I was thinking maybe Houston because my boyfriend lives there and I’m there a good portion of the year as is, but I’m open to any good market.

I have a client that bought a condo to rent after living there and the HOA ended up outlawing rentals.

Have enough that after you buy the property you still have 6 months of expenses in reserves that you can use for daily living.

You'll likely also reduce your cost of living by moving to a stabilized apartment.Depending on the cashflow and debt paydown, you can use this strategy until you've built enough equity to reinvest.On the other hand, getting into a multi-family after refinancing will also help you build substantial equity to rinse and repeat in the coming years.

Even though we live in earthquake country, this was a new experience for us.

Because if you need to live off the cash flow what you're really looking for is a business. 

My mum currently lives there, she is 80 and not very well, but you would also become a tenant in common and as such if you had the time you could profit 100% from the transaction, as I need cash urgently and am willing to heavily discount the asset.I am wondering if there is a market out there where someone wants to get a foothold in the London market by buying my part of the property.