An area where the more knowledge you have the more money you can make creatively.I strongly suggest you watch the lease option (RTO or LO) videos on youtube.com in general.  

I have no experience with LO's.

Options are specifically mentioned in the SAFE Act and as Jon mentioned, you will probably need a mortgage broker/originator to put the deal together.I don't suggest starting with l/o in a sanwich deal, there are more issues and doubt they are fully addressed in any book providing current issues

. - Thanks for that tip of information, I will certainly keep that in my mind.I'm actually in the talks with a LO right now as we speak.

I have been doing a lot of marketing for l/o's and have all kinds of stuff coming in---of course.

I'm in TX where most people think LO's will allow the state to take your firstborn......but...the statutes regulating LO's are located in Title 2 Chapter 5 of the Texas Property Code.

That's why you should not do rent to own stuff on one contract but a L/O, a lease and a seperate option agreement.

Well DG, financing has nothing to do with the value of your property, it is what it is and you need to price it to comps in the area, an appraiser will when it's time for the buyer to close and get financing down the road.I'd suggest you sell on a note and deed of trust, if a screwy l/o deal goes south in Texas, you may need to foreclose anyway, might as well do it right.....good luck!

LO's are a great way to start off IMHO.

I should of asked, would it be considered predatory for a commercial bank LO to require a borrower to take on more debt than he/she was seeking as a requirement to secure a purchase of the borrowers principal residence?