With your equity position and based on credit you may be able to get into the mid 6% or so range now. 

I have got 4x personal loans ranging from 40-85K before, but it is all dependent on income.

They vary in range but just to give you a reference

We invest in the Indianapolis Indiana market and focus on properties around the $150,000 to $190,000 range that are older homes in good areas that have updated roof, HVAC, plumbing, windows and those type of higher cost items to make sure it has good bones.   

I've found those in Central and South America are solid in the $10-$12/hr range.

I looked at CoC, but not IRR or AAR - thank you for ranges you look for!!

It is very very rare for a DSCR Loan to have a prepayment penalty duration more than 5 years2) Generally this will range from 5% for the entire period, to a "descending penalty" structure which is very common - such as "5/4/3/2/1" where its 5% first year, 4% second year, 3% third year etc. 

Appraisals these days seem to be ranging anywhere from $600-$800 for a 1004 +1007 (market rent) report.

My deductibles are $6K range and all properties are 2005+ build, 2000 SF +/- double story.Location Houston TXThis is my first time working with insurance as well as roofing company.

One disadvantage of mini-splits is their inability to work effectively at extreme low temps, which we are bound to get a handful of times in Chicago.