When all the interest rates on my lines of credit, credit cards and everything else went way up at once I wasnt happy either. lol

My wife will have all of her credit card debt paid off by July. 

I’ll reach out to some hard money lenders and definitely look into the FHA 203k Another option that I was recommended by my hard money lender today- was to open a business credit card for smaller loan amounts.

I would  give them a gift card or similar if they stay for the repair.

At least that's what you would do if theses were credit cards?

I remember when this guy knocked on the door of a foreclosure I was selling and handed me a card indicating he was selling roofing. 

The questions that I would ask as a private lending partner would be as follows:o Are you a foreign national of the United States or do you have a green card (permanent resident alien)?

Having a completely separate credit card just for this purpose, and even if you don't go for a specific software yet, since you are still on your first building, actually being diligent about tracking in a spreadsheet will set you up for success.

We've considered home equity loans, HELOC, even credit card with high limit and 0% interest for many months.  

Does that mean net cash in your pocket after interest, taxes, principal, insurance, repairs, maintenance, credit card fees, etc.?