Ultimately just need to look at everything before making a decision.

Some states also require an annual license fee to own and operate an LLC so that could also cause a potential for increased costs there as well.I would consult with a real estate attorney to see if an LLC makes sense from a legal standpoint and advise your accountant as to your decision so the appropriate tax filings can be made. 

It is much easier to have the discussions when a decision is not required to be made and figure out how to resolve them now compared to when the time comes.

Left a message with StateFarm to get back with me yesterday, but guessing since they're intending to cancel me on not living there full time, they'll stick with their decision.

All that can happen from that point is reasonable people make their own decisions based on the information.On the other hand, sometimes the negative info is honest and warranted.

I agree with Jonathan on not allowing FOMO to force a decision that can later harm you.

Hands down the best decision of my investing career. 

Hey Hares, I started to see the same slippage in a property management company I was using in NC and ultimately I made the decision to self manage everything even from across the country. 

If the revenue is $100, payments are $25 which isn't a lot.Option 1A is not a good decision. 

Our reply is that, management has already made the decision which is why you were notified.