I really need to be able to rely on someone to handle the day-to-day around the house.The fire department came out to the house a few weeks ago and required all the smoke detectors be replaced with combination smoke/carbon monoxide detectors.  

Plus having a license from the FL Department of Professional Regulation. 

FHA is not just for FTHB.FHA often takes issue with using departing residence rental income to qualify. 

@Jay Hinrichs What is the E&O department?  

The city police department website had a link for arrest records. 

@James Hendricks I'm not sure if you will get all the info you need here (Rentometer.com), but I'm not sure if there is a physical place to find it either (Like a Demographics/Census department within the city of Philadelphia).

I was going by the 87.5 percent rule The average home buyer cannot buy the 1588 sq ft condos downtown  for $675,000  I'm two miles from downtown 1/4 mile from Canada  There is still excellent opportunity as the prohibitive prices expand into adjacent neighborhoods.Dan Gilbert (Quicken Loans) owns more than 100 buildings downtown and is currently building 4 more 1 is costing him around $800,000,000.00 for the one building Hudson's Department Store Site It was supposed to be the 23rd tallest building in the US but it got shorter with his massive stroke and Covid 19There are areas that I think will come back faster than my area did ( buy for $10k put $20k into it worth $150-$200k in three years) The only point I was making was I NEVER understood why people cited Detroit as an example of good cash flow but no appreciation.The appreciation has been unbeatable.

Im an architect and have done prelim due diligence with the planning departments on this.

The borrower is currently negotiating with our asset management department and offering either Deed in Lieu or to bring the loan current in return for a 6 month extension.

Just keep shopping around, try the commercial lending departments at small local banks in your area.