We just received our inspection report back and it has 11 critical points that we need to address and either abate or mitigate it also has dozens of spots that tested positive but no current action is required.

That is only going to get more critical as the growth comes up I35W and the Alliance Corridor.

They are easily the most critical component of the equation. 

Education is also critical.

In a competitive market, this is critical whether you are a new or experienced investor.

It's so critical to be as far down the process and even have the property under contract or even purchased by the time 45 days is over. 

That first-hand experience is apparently critic on making these types of loans.

Not trying to be critical just an observation.

Being able to bring in homes to fill vacant lots is critical. 

I agree that the people you deal with have very few options left, and having empathy for their situation is critical for sustained success.