![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1856436/small_1621516160-avatar-jordanb344.jpg?twic=v1/output=image&v=2)
24 January 2021 | 1 reply
Most investors would prefer to consolidate all of these units into a smaller number of apartment complexes.I think having a favorite strategy or investing vehicle (Apartment complex/Mobile Home Parks/RV parks/Storage/....) is good, but I will also be open for diversifying and invest in more than one field.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1545586/small_1694976786-avatar-julies134.jpg?twic=v1/output=image&v=2)
19 February 2021 | 6 replies
So this is a great opportunity for you to reshape and consolidate the number of loans.
8 February 2021 | 1 reply
Hey everyone! I'm looking for a little help and I'm hoping someone around here can provide some insight. I'll detail my situation here.
I am looking to purchase a new primary residence ASAP. I currently have 10 first...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/413882/small_1694654185-avatar-kevinm65.jpg?twic=v1/output=image&v=2)
4 January 2021 | 5 replies
@Kevin Manz, Commonly called a "consolidation" exchange.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1891476/small_1621516464-avatar-tyler_bubin.jpg?twic=v1/output=image&v=2)
5 January 2021 | 5 replies
@Bjorn Ahlblad Yes, city-data has been great for consolidated my analysis!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/101507/small_1694868854-avatar-mojo1055.jpg?twic=v1/output=image&v=2)
7 January 2021 | 6 replies
Cons SFH:Higher risk due to vacancy, missed rent, etcTypically will cash-flow less than a multiMulti-unit pros:Diversified risk (due to vacancy, missed rent payments)Higher cash-flow (in most cases)Consolidated costs (ie, if your duplex needs a new roof, it won't cost you that much more than if your SFH needs a new roof and cost is split across 2x sources of income)Multi cons:Less inventory/harder to findTougher to sell (because typically only other investors buy multi-family; yes there are exceptions to this)More expensive (in most cases)Tougher to get a loan (if more than 4 units)More tenants are affected by major problems (like a burst pipe, etc)Ultimately it comes down to preference.
8 January 2021 | 2 replies
You just kind of roll a dice on what you're willing to Do you use your home as collateral for a line of credit or do you want to use other properties that are more disposable to. youHypothetically : If you're taking a loan requesting $100,000 on a home equity line of credit to pay off the mortgages of two rental properties. and those two rental properties happened to be $500 per month in mortgages. so again if your home equity line of credit payment per month was $1,000 you're just Consolidating your mortgages into one “mortgage” with a different lender which happens to be funded andbacklewd b yline of credit through your homes’equity.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1990361/small_1621517322-avatar-maureens27.jpg?twic=v1/output=image&v=2)
9 January 2021 | 30 replies
I did a debt consolidation by opening a personal loan with a much lower interest rate.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1481654/small_1621512743-avatar-rodneyt37.jpg?twic=v1/output=image&v=2)
8 January 2021 | 3 replies
Depending on who the lien holder is, it's unlikely that you would be able to get a subordination for a rehab/hard money loan behind a traditional first lien, but you may be able to consolidate the mortgage debt with a c/o refi of some of your properties to free up a rental to be used as collateral.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2014344/small_1621517499-avatar-coryt42.jpg?twic=v1/output=image&v=2)
9 January 2021 | 0 replies
With a certain amount being loaned--I havce multiple ideas like erase debt -> increase credit score -> continue to wait for credit increase -> get a traditional loan->acquire home -> risk potentially being stuck there for longer with no other available assests tio invest or use as tools.pros---no debt beside hard lend which is to be paid by funds from selling goodscons -- that's it, not very diverseerase some debt > consolidate my multiple storages in multiple locations and residence ( live work space situation ) -> have available assets for collateral -> use to pay off loanpros ---less debt > consolidated business efforts/logistics, leverage still for hard lendscons---no equityuse all assets as collateral for a hard lend to flip n fix with potential to pocket cash save and repeatpros--can pay down debt whileWhat still having physical collateral, a lot of work, repetition could purchase my home out right and continually provide equity to establish other funded sources from self with inventory, heloc or other hard money loansCons - could take a little bit longer to fully own home.What should I do in this situation...actually what would you do?