He told me about his paper about the role of fresh water as a driver for economical development and why he would choose to invest in Milwaukee over many of the other booming cities in the US, many of them in hot and dry climates.

We never buy refrigerators with water dispensers or ice makers, too much to go wrong and not expected in our climate and community.

I would consider Ruskin and Raytown to be very decent buy and hold area in the current climate.

Hehe, Good one...I found this one and thought it was hilarious...Disorder in the Court...The following is a true exchange from Attorney/Witness questioning...

To recap...look at the comps and to me a bathroom is a necessity, central air in a seasonal climate is not.

Tile might do if I were in a warm climate.  

Of course this is specific to my climate.

Pete for a number of years after college.Every time I visit (Melbourne/Vero) I think about buying an investment property and every time I come away with the conclusion that I don't want Florida real estate climate change exposure. 

In your climate, I would probably use faced polyisocyanurate on the the external side of the wall assembly.Plan sounds reasonable ... the more insulation the better whether you live someplace hot or cold as it keeps the heat on the correct side of the wall.

More to the point, I think you are confusing "climate" with "weather".