can you afford it?  

The finished product and getting the rewards from the fruit of the labor is way down the line.

ALSO they have regs on rooming houses only allowed in specific zoning, similar zoning as for hotels;  only on main streets in business districts AND you have to apply for licensing and blabla as for a hotel..That said;  there is a small movement supporting rent by the room as a small step toward solving affordable housing. 

I look at baseline affordability and edge just barely up.

They're not just going to sit on it and wait, can't afford to. 

I am also priced out of the NY/NJ market and I am interested in Cleveland OH due to more affordability. 

For anything less than that with a traditional bank or credit union, you'd likely be looking at a portfolio product (the bank/CU will hold your loan and not sell it on the secondary market). 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

So spend NO money on advertising and use that money to make our product stand out.. this has led us to raise our prices Far above our competition more than makes up for it and we sell them as fast as we can build them.. for us thats delivering 2.5 homes per month. 

Connect with a few players who know your submarkets like the back of their hand, and suddenly you’re not the lone wolf trying to move product.