Usually buying all my stuff at once at lowes or home depot to get money off with coupons and card. 

I can say I work far fewer hours buying notes and participating in syndications but far from coupon clipping.

I just love WP - it is my crack!

He was actually more concerned with the total price than anything else, and was fine with the “zero coupon” mortgage.  

UPO put out a great manual on creating an ADU for homeowners: https://www.upo.org/wp-content...If considering DC, there is also good info in this BP thread: https://www.biggerpockets.com/...

Annuity, perpetuity, zero-coupon bond with a speculated maturity value? 

I'm reading this online book right now and it's a nice, quick overview for beginners:  https://www.pprnoteco.com/wp-content/uploads/2016/...It looks like there are some good video courses at notemogul.comAlso, I am working my way through the 2017 videos at papersourceseminars.comI have also purchased the book by @Martin Saenz and look forward to reading that when it arrives.

The foundation is block and it is cracked like the following image (not filled): http://www.pioneerwaterproofing.ca/blog/wp-content/uploads/2013/04/crack.jpgThe exterior walls also has 2 sets of filled step cracks like the following image: http://home1.com.au/v/Victorian-House-Inspections-4308/photos/wall_cracks.jpgBoth the foundation and step cracks are on the right side of the house.How serious do you think these cracks are?

Be sure ask for promo code or coupons.

Here’s a perspective shifting article that explains the concept in much more detail. http://richardaronwald.com/wp-content/uploads/sites/72/2016/04/HowtheAffluentManageHomeEquity1.compressed.pdfLet me you know what you think!