So if there is an item that we really want to purchase then we will save up for that big purchase.

AS for building 3 mil more homes that will cause price rises again in lumber and other items for the house not to mention man power  .. 

Maybe I'm actually in the right model right now. 

We are not finding the answers we seek on the exact best way to set up the accounting side of things, a couple gaps in the flow from adding inventory items on a Work Order to the billing phase, etc.

We have a model-driven forecast for home price appreciation in the top 381 metros in the country, and we have two very out-of-consensus views as a result.

I like the mid term - short term hybrid model there.

But high upfront commissions in relation to insurance payments is not helping the insured.A high upfront commission by a real estate agent is not helping the house seller or buyer.A high upfront commission by mortgage broker is not helping the mortagee.A high upfront commission by the car dealer is not helping the car buyer.Each product has different remuneration model.

I do have great cleaners and they will drop items off or handle some small items (for a charge). luckily that doesnt happen that often.

And yes, as of now I'm leaning towards a cash flow model and I need to figure out how to execute that plan.

I could model what held-for-sale properties would potentially sell for and on a weekly basis adjust our model parameters based on what winning bids were for the week.