Do you turn over to PM or do it yourself and how do you simplify things as you move forward.Also trading real estate for stocks is not just a way to diversify. 

Start with getting rid of high interest, “dead weight” debt ( cars, credit cards, personal loans, student loans, etc.).

Somewhere with multifamily stock, job/pop growth and where you want to live

agree over the long term real estate should outperform stocks.

I love helping people and truly do enjoy my job, but I am already at a young age topped out for compensation and in this field with insurance reimbursement structure the way it is, I am likely to not move up much at all in the future unfortunately.I have always loved personal finance and after accruing ungodly amounts of student loans and navigating paying them off all while efficiently investing in the stock market as well as now real estate I have not only realized how strong my interests are in this area but also my personal skills align in financial planning and personal finance.

I have a decent 401k that I do not want to leave in the stock market.

My question is whether it makes more sense to put 10% down so that I can have more liquid cash to use for stocks/bonds/HYSA or if it would be better to put 20% down to get more cash flow/lower mortgage.

If you don't mind debt at this point you could move further into NNN ownership which gives you plenty of opportunity to be involved without being on call 24/7.I'm thinking though that you might be a better candidate to use the Delaware Statutory Trust to keep your toes in the water but also have more leisure time while still generating income.DSTs work well with 1031 because you must vet them like a piece of real estate not a stock. 

The rise of FAANG+Nvidia stock is giving lot more buying power to some tech employees although layoff is also widespread. 

; c) invest in passive multi-family REIT type situation; d) stocks (or take a chunk of the $200K at least); e) some crypto I'll report back when my books get cleaned up for more clarity.