@Robin Simon I completed a refinance with my credit union at terms of 3/30/75 @6.85% I will have the renwal in 2026 and hoping rates come down a little by then.

Does anyone have any experience with short term rentals in PCB?

Buy and hold used as short term rental property.

This is how long-term success is built.

You can generally get the best terms (max leverage and best rates) on an owner-occupied house.

The city’s robust economic growth and steady population influx continue to drive strong rental demand, making it an ideal choice for long-term investment success.Best of luck!

@Sean Dillon figure out how to buy a 2-4 unit with FHA loan.Then rent at least one of the units long-term for stable cashflow.Try STR in another unit as well as the other bedrooms in the unit you live in.You may even consider living in the basement, attic or worse unit in the building to rent everything else out and max cashflow. 

They were abandoned and needed significant work which wasn't a huge issue but in terms of HUD owned properties i heard there can be significant processing periods.

Your prenumptual agreement will spell out all the terms and rules of your marriage. generally lawyers will want to have: everything that is separate is separate mentality. meaning, unless you specifically name her or transfer her name to a property, thing, etc, it is ONLY yours.

Looking to invest in long term hold multifamily.