Banks and there quantitative tightening will kill this market.

Its no secret that Memphis is  a buy hold investor market has been for decades.What I see personally in the past  sellers TK companies and PM was not putting out the best product and or the renters could abuse the landlords.. creating burntout landlord syndrome and continual merrygo round of inventory.since your not building 5 or 10 thousand new houses a year like other markets ( for instance my market in Portlandia will build over 5 thousand new SFR's to accomodate these home buyers)  if inventory is tightening like this.Its becasue.1. 

I've tightened up some of my paperwork and even some of my procedures.

We have seen a massive ongoing deleveraging effort by policy makers in the following steps:(1) Tightening the mortgage programs through FHA;(2) "Putting back" loans of lower quality through 2 Fs in order to force banks to tighten even more;(3) Giving incentive to short sales;(4) Pushing forward principal deduction as far as musing on replacing DeMarco; (5) Banning prop trading of investment banks through Volker's Ruleto force their capital into real estate.

It just needed to be tightened.

But over the past generation, a different strain of Christian faith has proliferated—one that promises to make believers rich in the here and now.

Huge ad to my right lol.I like it but it seems like the text is way smaller :( it strains my eyes.

With credit tightening to a 680 for 95 LTV, I've adjusted to the rental market.

Tightening up the immigration process.

Ohio government officials are planning to control the situation by passing new laws in 2007 that are aimed to tighten subprime loan regulations and allow buyers to sue lenders doing fraudulent practices.