I had a few issues: many providers did not have umbrella for CA residents, some providers did not cover CA RE, one (my existing) did not cover CA vehicles, some only would provide coverage if they had the standard property insurance (I did not want to change all my insurance), virtually all (including the one I went with) would not cover me at the coverage I desired (I was looking for $10m policy). 

There are great CPA's out there who still have a desire to do better but not easy to find them!

Look for developers who understand the specifics of real estate investments.3) The investor's desire to save once on website development will result in a very slow website.

We have SFR's and I have no desire at all to get an apartment building.

So, even the governments desire to increase money supply to avoid recessions (which result in the in power political party being removed from office)  may not be enough to ensure real estate future price increases.While I still believe prices will go up IN GENERAL, LONG TERM, I don’t believe that most investors have the staying power to survive even a minor correction. 

However, the returns could be significant due to the desirability of the location.33020 (Hollywood) - This part of Hollywood, FL, has varied real estate offerings and is relatively more affordable than its more famous neighbors.

Consider more than just rental income, such as, prior tenant history, civil and criminal background, employment history, number of occupants for the size of the home, desired move-in/move-out date, etc.

What am I missing that makes this a desireable offer structure?

You live there, so there's obviously something desirable about.

I do think duplicating a small income is easier than trying to replace a large one unless a reduction in lifestyle is desired which is uncommon.