I'd recommend getting tenants into the property before refinancing regardless though.

Newspapers are dead and bringing them all online has only lessened the true journalistic impact which is why you see good writers writing about stuff they just reviewed, but do not know.

To your point in number 3 - yes I have done utilities included for the sole purpose of being able to show as much money coming in for refinancing and for the banks.

@Jacob NevarezGeneral red flags include many days on market (60 days+), few photos available online, under contract & reactivated multiple times, and no price drops if it has been on the market a while.

Unfortunately as good as TurboTax and other online softwares are, they don't always pick up the most beneficial items with rentals.

We have a flip that we completed and like so much that we are considering moving into it for a personal residence and refinancing it to a primary.

Check out other online guides available here: https://www.biggerpockets.com/guides3.

Refinancing out of the FHA loan and then taking out a new FHA loan when you are done won't be cheap and you may be refinancing into a higher interest rate.

It was easy to file a small claims suit against the person using the online tools available from the court system.

I feel my largest use will be online rent collection as well as tenant screening.