Both companies have market rates - but their pricing is not super retail/premium.

Hey @Eric Armstrong, I would look into one of the premium themes on WordPress.

Someone gets a space in LA where rentals are at a premium.

These properties will generally command a premium to a property that is either not rented out or has deferred maintenance.  

Our goal is to find the ones that need 1 day to 2 weeks worth of rehab to get rent ready.Also you will notice this isn't HGTV world where you overdo all the rehab and make no money (heh haha)This is strategic reno to get in get out , not take on huge cap x.We will pay a premium for a new roof and new boiler so that we can do rent ready reno and get cash flowing with a solid SFR that will cash flow for years without a capx surprise in 3 years.Also, we know when we have 1 day to 3 years left on a roof.  

@Oleg Shalumov I understand that I would be paying a wholesaler a premium, essentially for finding the deal.  

I've been getting some quotes for insurance and the premiums are very high.Quote 1 - Vacant Dwelling Policy from Evanston Insurance Company. $1200 for 3 month term                $160K Property Value (incl. improvements), $300K LimitQuote 2 - Builders Renovation Policy from Lloyd's of London. $917 for 3 month term                $80K - Property, $300K Liability, $1K deductibleBoth seem very high and I can't even use quote 2 because I am not using a licensed GC.

Then add ALL costs related to holding the property (utility costs, insurance premiums, property taxes, loan payments, etc.).Concessions: Concessions are what you give back to the buyer at closing.

The purchase price and date of purchase are agreed to, buyer pays a deposit + monthly rent + monthly rent premium.

Many if not most auctioneer charge a "Buyers premium" (basically a commission) to the Buyer not you the seller.