But my down payment 3 years ago is only 10% of the total price $42K.

And use the other $50K as a down payment on a $250K property. 

$50,000 available for Down Payment 

And for any who question how legit my info is on sec8 Payment Standards, here ya-go, the current 2024 rates in this area.

If you buy for $110k you can finance $88k if you come out of pocket for the $22k down payment plus closing costs. 

This friend and I have done 2–3 deals together, and there’s never been a payment dispute or even a hint of cutting him out of something.

You would have to go after the one individual for non-payment and you could only remove the other three by going through the legal process like you would for someone on a verbal agreement, which puts you in a he-said, she-said situation. 

You'll need something like 125 units netting $200 per door to get there, that's about 10 million worth of multifamily in today's money, so you'll need about 3 million in down payments.

If your property management company is good and has built an internal maintenance team which has set rates and had strong relationship relationships with licensed contractor which should keep costs in control, you should never need to shop contractors on your own I wouldn't think.So in short, our policy is give us your preferred contractors upfront if you have them, but then we work all tickets to resolution including dispatch, and payment of invoices.This is of course for operational expenses.  

These payment options can get up there!