Find the most expensive property you can that is cash-flow neutral or cash-flow positive, max out your leverage ($20k / 3.5% = ~$500k) and set yourself up to benefit from future appreciation and cash flow.A cash-flow neutral property now will be cash-flow positive very shortly, particularly if inflation increases in the coming years.

@Terry LaoIn the stock market, we have bullish, bearish, and neutral positions.

I had to treat the floor with odor neutralizer and paint it with odor blocking primer. 

Usually the husband isn't cooking, so he's neutral on the stove.

Link to ZillowFor what it's worth, we do plan to repaint before the next tenant to a more neutral color. 

A neutral market has an inventory between 5-7 months.

@Azmat Hossain Perhaps a neutral email reminding them of the guest policy limits per their lease and if they need to add anyone to the lease to please take the appropriate steps via application process.  

Very neutral and less bold.

Unable to sell during the downturn of 2006-2007, so it was a way to neutralize the mortgage with rent.

In the 4 years since its become a rental house we've gotten it to cash flowing neutral and its value has appreciated at 4% per year.