Mold doesn't scare me at all.

They started to pick up again after the nation’s five biggest banks settled the probe for US$25-billion in February."

I am not looking for a high stress situation, but am wanting to somehow get into real estate to the point of where it can provide me at least a decent partial income.

Real estate investment, for me at least, is a long term strategy.

Even with me being as proactive as possible, the $200/month HOAs put me at 44% operating costs.

John Corey (aka: REI) will be buzzing in shortly to welcome you I'm sure, but if you look in the REO Forum he's got a lot of good info posted you may want to read first, as he covers a lot of the meat and potatoes about them from some of the nooby questions I asked.

I considered doing a FSBO but 3% exclusive realtor fees made sense to me at the time, still does considering, since I also had other customers waiting for me to finish that project so I could get to their remodel projects.

Not an ad but a summary of what you have been doing in your life prior to RE.The ad for your properties can be posted in the appropriate forums when you meat the minimum requirements.Good luck.John Corey

My dad taught me at a young age that you make your money on the buy side, so why would I buy a multifamily building in a slow housing market?

It's too much for me at the moment so I'll continue my search.