Maybe with automatic payment stuff and you can request changes to your credit card due dates, you can take as much advantage of the float. 

So if you have good credit and cash, it makes starting any type of business a lot easier. 

Buy them well so you can refinance out the downpayment with a Home Equity Line of Credit with lenders that will do that for you and go shopping again.

I've got great credit and a healthy amount of capital compared the loan amount.

Are anybody still doing second liens or a line of credit on investment properties?

They currently have under $1M in leverage on the assets but are looking to get a line of credit / portfolio loan to encumber these properties or other properties they acquire.

Quote from @Dj Hume: Hi @Nathan Frost,I’ll preface that I don’t encourage going into any inspection to request credits, it usually means your offer is overpriced.

I used Hanscom credit union, which I hear a decent amount from other investors in MA.

I always thought I needed tons of cash or perfect credit to get started.

Perform the same task in each app to ensure a fair comparison.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.Run a credit/screening report on yourself.Enter a maintenance request, assign a vendor, and attach a fake invoice.Enter charges to the tenant's ledger.Enter recurring charges and automatic late fees.Sign documents electronically.Run owner reports.After testing a few apps, one should clearly stand out.