This year I may see if if I can get a construction loan to build 20-30 apartments, then refinance with an asset based lender. what markets?

Someone else just told me a similar thing, to make sure that loans can be secured for the property. 

Still, you may not have to submit your tax returns. more info would be needed to know for sure, reach out to a seasoned loan officer for pre-approval and see if your situation would allow for this. 

With the proceeds we later purchased two properties the same month, one with FHA loan 5% down and received a closing credit of $8k plus a $2k check made out to us after closing.

Woohoo! My offer got accepted for an investment property in Pennsylvania. Next up is a huge financial hit: closing costs. I just signed a bunch of disclosures from my lender and after reading them it has me thinking, ...

There is so much that goes into a successful STR beyond the very basics.Now, projections can help for people using a DSCR loan.

Due to the popularity and scarcity of these properties in Nashville, it would be difficult to find a property meeting the STR requirements given a proposed purchase price of ~$300-350k.Additionally, your situation is a bit unique as it sounds like you may be living away from your primary residence more often than not, and as such, I also recommend you confirm with a lender whether this situation would qualify for this type of (primary residence) loan.

I'm scared of how much my insurance will go up after the LA fires but there is a cap with CA regulations and also being dropped. 

Kieran, the best bet here is to refinance with a DSCR loan.

- Controlling costs for payroll processing, unemployment charges, workman's comp and liability insurance- Coordinating ServiceTech & tenant schedules for appointments--- There are several industry vendors that focus on just this!