Characteristically, I choose the 30 year and pay it like a 20, but that extra cash you have to lay out for the 30 doesn't make sense at that loan amount.

@Joe Splitrock Hey man it's kind of tough to just pick an area unless you kind of lay out the kinds of things you want to do.

If his numbers are less than you paid, then you can ask, but I don't think you should have any expectation of getting refunds.You are allowed reasonable actual damages from the delay, but if you didn't get revised timeframe from added work it'd be real easy for him to layout five months worth of labor on top of the original timeframe and attribute it to changes you requested.This sounds less like, "I overpaid" and more, "I didn't manage".

Set up times to meet with each one individually and lay out your expectations and sign your lease if you can't get one from the owner.

The only way to find out is to contact them, lay out your situation and see what they have. 

@Holly I HansenMoving from a single family property to units throws up red flags to underwriters unless you lay out the reason (and the reason can't be because I want to grow my portfolio). 

Indy is street-by-street so it can be hard to get a layout of what exactly is going on in each area unless you drive it in-person or start finding properties in each niche and crunching the numbers.

This is your chance to layout your requests.

So, if you wanted to get all of your cost (rehab and purchase) back from a refi, you can't offer more than $430.The property has good bones like I told you :NO Structural problemNO Foundation Problem I will be redoing all electrical , water/sewage , gas and probably the some thermal Isolation .Brand new kitchen , baths and tiles .Open the Layout to an open concept .So my GC estimated based on his visit on the property that rehab cost would be around 100k to 200k . 

I like this because I don’t want a door at the very top of a staircase and I also want people walking up the stairs to walk into a beautiful view and not walk up into a wall.Would having this layout be more appealing to a buyer or would a larger master suite be better?