I'll start: I use an online rent collection platform that allows tenants to schedule auto-pay via ACH transfer, or my tenants can drop a check off directly at my bank. 

According to Tom Cruz hereafter referred to as DB, I wasted 31 years of my life training to become an ortho surgeon but the DB doesn't understand some people enjoy their jobs and are passionate about helping other people. 

With their low income and it's unlikely they'll get a better paying job.

Investments from CA tech companies is driving job and population growth. 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

They will do a slap dash job on a house that still has a bad roof and foundation in a neighborhood that will see zero appreciation. 

I'm an investor here in Columbus OH myself and have seen the city's solid and steady growth with strong economic fundamentals driving the market like major companies moving here (Meta, Intel, Google, Amazon, etc), job growth, and population growth.

If we stay with our high-paying jobs, we can carry the properties, but we(spouse and I) are too afraid to invest in Class B or C neighborhoods.

Your job is in Dallas, you are owner occupied?

My job is flexible which I think would be important when trying to manage my first property so thats why .