Norman, while it might not give you the instant gratification that you want right off the bat, everyone who's posted so far has given you an awesome plan.

Although it requires AOL instant messenger, it's free after you get that.TeensayThis one is specially for teens.

The really good ones will likely be instantly booked for a year or more.

Just be sure that you don't over-pay so that you get some instant equity.

Over time the small steps will lead into big results.Do not grow too big to fast as a few good decisions and years of growth can be wiped out in an instant from a bad investment choice.Time is on your side.

Paying off the loan "instantly" gives me a 24% CoCR for the next 6 years.It has no effect on my DTI since I apply for new loans personally and the student loan debt is in my wife's name.The price of real estate in my area is all over the place.

A 3rd seemed to know the guy selling and I believe did him a favor by instantly jumping to $7,000.

The savings were usually not realized instantly but within 6-12 months.

You receive the payment instantly.

I realize there is guru accounting, but this is reality in providing any financial statement to show financial positions under various legal requirements.So, really, buying a great deal doesn't really give you instant equity. :)