It's not like comparing apples to apples where you can view one 4 unit building against another unless you are building identically permitted buildings on parcels that share the same site conditions.

House is rented out regularly but also has a 2nd homesite that has a septic installed & perked for 2 Bed.

I have a mix of section 8 and regular cash tenants.

Then, once you have carried that for a certain time period other 'regular' insurers will take you back.  

The seller doesn't have the borrower's driver license or any identity verification paperwork.

Car washes require regular maintenance, collecting cash, etc.

For regular financing it wouldn’t work but with a renovation loan it could since its assumed you’re not living there in the meantime and its going to be under construction.

Regular concrete blocks are structural, shear strength but not insulative.

I think I’ll keep this as a regular single family and work on another.

I really feel for regular owners.