So much of the negotiations revolve around the listing agent acting ethically.

These are professionals with additional training and a stricter code of ethics.

"Wholesalers" don't have to go through the ethics, fiduciary & legal education that agents do, but they expect to make more money than agents because SNAP flip told them they could, lol. 

Prepaying your mtg won’t lower your monthly payment.....you just pay it off earlier on the back end if you keep it that long and move your payments further down the amortization schedule, with more of the payment going to principle.$10k/year in negative cash flow verses your appreciation....your gamble and your call.

These are professionals with additional training and a stricter code of ethics.

I find the stories interesting as I try and see how I could use their experience and lessons learned to my benefit.My latest read is Ray Dalio's book who is the founder of Bridgewater (Very - Very successful Hedge Fund - That I frankly never heard of - Shocking but True)In the book Ray does a great job of breaking down is career, struggles and lessons learned in the first half and then spends time on the "Principles" he wants to share. 

Ethics and what you do to folks comes around sooner or later

These are professionals with additional training and a stricter code of ethics.

These are professionals with additional training and a stricter code of ethics.

The only expense you do not use is your mortgage payment (principle and interest), because we are looking to see how well the property would perform if you buy it "all cash".