My current insurance agent only deal with residential insurance companies.

I also wouldnt let your mom go into 2nd position on an investment property with any sort of restructuring; it doenst sound like she's in a position to risk being wiped out.Overall, though, if you want cashflow on the new property but cant achieve that after a refi into a market rate loan, it probably makes more sense to just flip it, pay off your heloc and your mom, and use the remaining capital for the next deal.

Find an area to focus on, research it for 6 months, then score a deal.

@Iris Olivas Most local banks/credit unions can do this deal with lower fees and potentially rates than brokers.

(and potentially get a better deal with PM cost should we employ one).

Mortgage rates and PMLs are 8-12% plus points right now so the deal has to be a low enough entry. 

My chief complaint is the lack of communication and an actual project management plan... thats good news I know some lenders get pretty concerned when construction is so slow.. but sounds like a great deal and I know RTR will be there every step for you guys.. did not realize they were the conduit for this transaction.

We use DealCheck to underwrite deals and QuickBooks Online for everything related to accounting and budgeting.

Regardless of how a certain asset class is doing, an investor like yourself can ALWAYS find a good deal in any type of property.Now, my general suggestion for all of my CFO clients is the gradually move up the unit spectrum/asset type as you build up your portfolio.

What made you interested in investing in this type of deal?