Wishing you the best—tough decisions like this are what build true investing experience!

Build your network by joining local real estate investor meetups or online communities like BiggerPockets.

Cash flow approximately 350 a month.Option 2: Use the cash to buy land to build a 6 bed 4 bath duplex, all in cost approximately 300k/330k. 

Consider building your portfolio with duplexes for this reason.To Your Success!

  $2800/month is what I would expect from 1 unit not the entire building

I recently closed on a commercial condo unit (for retail), which is one unit in a building that also has 7 apartments. 

It makes sense for your new build but you'll have leverage something (fixed rate) to get out of that loan. 

Renting could allow you to focus on paying down debt and saving for a larger down payment, while buying now could help you start building equity or even generate passive income through house hacking.

Quote from @Joshua Tucker: What specific tax benefits can high net worth individuals receive from building real estate on tribal land?

Relationship Building: How will you get to know the borrower?