Otherwise with the savings account your money is accessible any time. 

Don’t expect any changes in property” rights anytime soon.  

Admittedly I am new-er to the Valley, but from driving all over it, it seems that the West Valley is going crazy...they are building as fast as they can. 2 new chip factories and tilt-ups everywhere.I'd bet on the West Valley if it were me....

However, based on what you said, it's not what you need to know or will need anytime soon.

In fact, there are even financial markets that specifically bet on future levels of the Fed Funds Rate (unsurprisingly called "Fed Funds Futures").These futures correlate very well with certain bond yields which, in turn, correlate very well with mortgage rate movement.

I am betting that those with the biggest regrets are those that bought at the wrong time expecting COVID level occupancy was normal and those that didn't take the time to learn what it takes to run a successful STR.

Do not go and invest out of state because people come into the forum and try to convince you to work with them on these goals (so ridiculous), you aren't ready for that and you have a good foundation somewhat locally.Your best bet, if you can't move, is to keep investing outside of New Jersey and stay close to your current property.

I'll also bet come Jan, they ask you to extend it because they haven't been able to find a new place...the answer to that is no.

Anytime owners or management switches the tenants will ask to have nagging issues taken care of.

Feel free to reach out to me anytime.