I have been fortunate enough that my business has grown tremendously in a short amount of time.

One of the first new construction projects in this area in 2018 and the neighborhood surrounding it has since experienced a tremendous amount of new construction, gut rennovations, etc.

We locked in long-term tenants the month before COVID hit, and we’ve resisted raising rent proportional to the market rate increases because they’re tremendous tenants.

I feel this house is going to increase in value tremendously over the next 10+ years and really don't want to give it up because my ex wants off the mortgage and I don't have the upfront cash in order refinance. 

I love the BP calculator and think it provides tremendous value.

I used CompuCram and you can purchase this practice course at https://www.compucram.com I believe it helped me tremendously because it helped me understand the definitions from a new perspective and it gives you a practice exam at the end that is formatted like the Georgia state exam.

You have the right idea to start learning and networking - it'll pay off tremendously in the long run, though it can be overwhelming at first. 

I would like to get some input from some of you experienced BP real estate investors whether I should:A) refinance 2 of the 4 rentals with a mtg for a 15 yr at 3% (currently 30 yr mtg at 4.375% - 4.875%) and let the tenants pay off the mortgage in a shorter term and take my time to pay off the other 2 with lower mtg balance.B) to sell a couple of them at current seller's market and pay off at least 2 of the mortgages with higher mtg balance which would save in tremendous amount of interest and take the extra cash flow to pay more into principal of the other 2 mtg to get it paid off quicker.C) Or to refinance the 2-3 properties for 15 year mtg and sell the other 1-2 properties and invest the proceeds in the stock or cryptocurrency market and try to pay off the mortgages in the future with the gains.  

@Mulugeta Berhe Good initiative. you will learn a lot and will meet tremendous folks, which will lead to create opportunities. if interested in Commercial Multifamilies I would highly recommend reaching out to the following gentlemen @Hendra Tambunan @Christian Bowen @Vinay Ari; 

The main issue that gives me pause is that I know SFH’s will go up in value tremendously in the next few years.