I have always been a big fan of personal finance and used Dave Ramsey’s plan to get completely out of debt (other than my mortgage).

Certainly no time to panic, but I'm not a big fan of being down $30,000 (paper losses) within a week. 

Although I'm a fan of Dave's, he's not for me either (as per his debt ideas).

I am a big Dave Ramsey fan, I am a believer in his baby steps. 

see all these charges that they made in July like a ceiling fan, vertical blinds a new vanity and soffit.

I am always a fan of using Median over Average so that the figure isn't skewed by the multimillion dollar homes.

You can find plenty of articles on here and podcasts on the subject, but I am a huge fan of starting out with a live-in-flip or house hack.

Eventually Mom got back on her feet and moved out just as things were hitting the fan in the real estate market. 

I am not a fan of debt and honestly anyone who knows me knows that in 30+years of real estate investing I have only financed on single property purchase and I like to deal all cash, all the time. 

I won't brag, I'll leave that to others but I will give you one important piece of advice.Being that you are a stay at home mom, which I am a huge fan of, you can classify yourself as a "real estate professional" for tax purposes.