We sold this using a installment contract.

If you buy a property using a HELOC, fix it up, then sell it, you should always have enough to pay off the HELOC unless you are losing money on the flip.

However, I have to purchase a new home, which would require either selling the property or using a HELOC.

I am assume you are not thinking of using a 12 rollup door warehouse?

Investors should NOT be using a 5% Vacancy Factor on anything but Class A properties!

Also, if the title is held by an LLC when you apply for the legal residence exemption for property taxes, it will be denied (see below).Property in South Carolina is taxed using a millage system, based on the assessed value of the property.

By using a F&F calculator, you can make informed decisions, minimize financial risks, and efficiently allocate your budget and resources.

I am debating whether to use a dedicated business account that is funded to ensure proper tax records vs using a personal credit card so I can accumulate points. 

Pre-tax returns are more about the nitty-gritty of the asset itself and will change depending on whether you’re investing all cash or using a lot of leverage.

You could purchase using a DSCR now if you wanted to as it won't take into account DTI or income.