I do like 2/1 buydowns in declining interest rate environments like we are in today, as it buys you time to wait for interest rates to drop.

Both have difficulty cash flowing positive in this real estate environment.  

This makes the strategy viable for managing a due-on-sale clause, as it effectively keeps the transaction off the lender's radar, delaying or avoiding the clause's enforcement.While this method can solve the due-on-sale clause issue, it does come with a calculated risk—primarily depending on the trustworthiness of the seller and the specific legal environment.

Does anyone have any idea if they would regulate?

I am seeking information on market trends and regulations concerning STR in the Hampton Bays area.

Pre-payment penalties can be very costly in a dropping interest rate environment.

@Anastasia MonroTo achieve financial independence in real estate, focus on boosting savings, improving credit, getting pre-approved for a mortgage, searching for properties with high rental demand, researching local laws and regulations, building a team, staying educated, preparing for property maintenance and management, and being patient and persistent.

You will have to spend countless hours trying to learn the laws and regulations of each state and you will never be great at any of them.

A lot of the discussions here are going to be very much a North American application to investing since regulations and financing are somewhat similar for the US/CA, but likely different for Africa/Europe etc.

Charging lease fees is highly regulated as well.