The more properties you are ready to bid on the better, because most of the time, 75% and up get postponed......I have not done an auction since they moved online, its HORRIBLE.  

I don't see why a lender won't allow a borrower to postpone those fees until the subject property's repairs are completed and said property is sold to an end buyer.

My question is whether I should postpone my investing for 2 years, or if it is possible to find a bank willing to lend to me with the tax return history. 

When you arrive check this updated list to ensure the properties you are interested in are still available and have not been reclaimed, cancelled, or postponed by bankruptcy.

At the end of that year, if they are unable to finance the purchase, then they move out and we do as we wish with the property.QUESTIONS:- We have heard that we can get the auction postponed if we get the owner to sign a purchase agreement and we provide proof-of-funds. 

If you come across a pre-foreclosure that requires probate, same thing, need to get probate open to postpone the foreclosures, you providing a probate referral as someone who is helping, but then ready to make an offer can work out.

Business got crushed by COVID in 2020 and 2021 due to projects being postponed/cancelled, equipment delivery delays, etc. 

Approximately 5.5% of jumbo loans -- 131,000 borrowers -- have asked to postpone payments due to a loss of income, compared with 6% of all loans, according to Black Knight Inc.While lenders aren’t required to allow missed payments on loans that aren’t government-guaranteed, such as jumbos, they’re following the government’s lead.[...]A Los Angeles homebuyer he’s [a loan officer] working with may fall short of qualifying for a mortgage, despite good credit and owning a business that’s doing well during the pandemic because it’s deemed “essential,” Germanides said.

They said that only B of A can postpone the sale.

Al Williamson has already started planning for a meet up in the Sacramento but had to postpone it.