Hey Chris would love to visit.  100% of my business is helping clients in all 50 states with purchasing vacation homes/STR properties. 90% of my clients use the 10% down loan because the lower down payment requirement and rates/cost similar to a primary residence.

I own my primary residence and want to build a DADU on the back of the lot.

A 1031 exchange is NOT available for owner occupied property so that’s the bad news.The good news is for owner occupied primary residences, for married couples, the first $500,000 of pain is tax free.No need to worry about a 1031, live in the house, sell it, use the $500,000 exclusion and you pay KP tax on whatever profit may exist,2.

Primary residence loans are less risky than investment property loans, which is why they have more favorable terms than investment property loans.

We have a member of our team called the "Resident Success Coordinator" whose job is solely this. 2) Flat-rate management- We are not a percentage-based company.

I am finding that most credit unions will only do helocs on primary residence.

Investment Info:Single-family residence buy & hold investment in Crowley.

Investment Info:Single-family residence fix & flip investment.

Investment Info:Single-family residence buy & hold investment.

And once you convert it into your primary residence it is no longer eligible for a 1031 exchange.