The LTV of the loans I’d conservatively gauge at about 35 percent.

Experience depends on who you deal with - the cleaner the loan file and more organized your paperwork the smoother the process with any private lender.

.- Collect Tax Certificate to verify Property Taxes are Paid- Get a current statement from the seller to verify the existing balance, if they are delinquent, you can get the bank on the phone to verify the amount to make the loan current.- Review the loan documents, there is most likely a due on sale clause, which is why you won't find a title company to process these for you.

I read that one of the requirements for getting your second FHA loan is having a change in family size.

The interest rate on a HELOC or Heloan may be better than the personal loan. 

(Insurance, Loans, Zoning, STR, ADU's, ??

House hacking a 4 plex using an FHA loan would be a good way to get in with low money down.

You need two years of steady income before you can qualify for a loan.

Kieran, the best bet here is to refinance with a DSCR loan.

The sale failed and he still owns it.One of the potential solutions is to use an SBA 504 loan for the real estate.