Luckily I did have a clause where the sober living company is paying all repairs and maintenance unless it is structural issues.

If you are deadset on refinancing into a conventional loan, then you will likely run into seasoning issues.

@Kash Tacke I'm a big fan of ADU's in general especially here in the mid west, yes you could potentially be on the front of the wave, but housing density is the solution to the affordability issue, anytime you are investing with affordability in mind is a great strategy to me, and sound like there are some incentives or at least supporting winds form the local city, that in itself seems like it would be worth at least approaching an architect or contractor to bid up some plans or concepts to take tot he city.  

Affordable Entry Prices: Both Oklahoma City (OKC) and Tulsa offer properties well below your $200K-$300K range, making it easier to meet your cash flow goals.Landlord-Friendly Laws: Oklahoma is one of the most landlord-friendly states, which simplifies managing your investment and dealing with tenants.Strong Rental Demand: Both OKC and Tulsa have stable rental demand, especially in areas near colleges, hospitals, and growing suburbs.Job & Population Growth: OKC, in particular, has been experiencing job growth in energy, aerospace, and tech industries, contributing to a growing rental market.

Originally posted by Account Closed:Robert Lindsley That's the exact issue.

Waiting until the 1-year period ends avoids potential loan issues and simplifies things.

Florida's gun and range laws are very range friendly though.

The best contractors don’t just throw their hands up when issues arise; they come up with solutions and keep the project moving forward.5.

Later on, if you decide to open a business account, you can typically switch the account for your loan payments without any issues.

I have had no issues with using their rent collection services.