Typically, creative financing is geared toward lowering the capital injection needed to acquire the property which comes at higher risk to the lending entity (thus higher cost) of rate. 

Learn new strategies, new laws, creative ways of financing, and to gain new, different, and creative ways of buying / selling/ and owning. 

Right, so you have to get more creative on the purchase, focus on getting good deals, and have multiple back up strategies for renting. 

I'm an executive creative director in advertising, having done agency life for 25+ years.

.* My insurance carrier does not accept escrow payments, so I would need a solution that wouldn't require escrow or something creative with the escrow.Property Details:Duplex located in Wisconsin (city of approximately 9,000 people)Purchase date:  05/10/2024Purchase Price:  $85,000Rehab:  $31,000ARV:  $140,000 (still need to have appraisal completed - this is based off of my comps)Projected rent:  $1,450 / month (just listed so no leases yet. 

Have you done anymore creative finance deals since?

You are already off the articles of incorporation since the Wyoming LLC is established first through a registered agent service.

Its very hard to find something to cash flow or even break even in Portland proper, so I am considering getting creative with adu's on a single family lot.

You can use an entity creation platform like Zenbusiness or Legalzoom to incorporate but you'll want to make sure you understand best tax / legal structure before you use one of these platforms to create an entity.

Have you considered creative financing?