Frankly, the stats are not in your favor.

I see that the deeds were recorded into Scott’s Company but the deed of trust that was supposed to be recorded at the same time in favor of my company to secure my interest in the property was never recorded.

I tend to favor the Northside especially Hamilton County (Carmel, Westfield, Noblesville, Fishers) - it's had the highest increase in property values of all the Indy area counties.  

“However, strong borrower credit characteristics and favorable home equity build-up for the majority of homeowners should moderate the frequency and severity of ultimate mortgage insurance claims.”

Many months of rates moving at most a few basis points a week morphed into dramatic, massive movements—with bigger changes sometimes happening in one day than had occurred in quarters or years prior.Real estate investors navigating the challenging market of 2024—with mortgage rates still at elevated levels—are at an advantage when they can lock in financing terms or plan purchases while DSCR loan rates are favorable.

With x number of hours in, and time to contemplate what life will be like with the transaction concluded, the other party is more willing to concede points, accept a less favorable outcome, and provide greater advantage to you.The other thought is to QUICKLY separate the “real” deals from the overwhelming majority of buyers, sellers, borrowers, lenders, etc who MAY do a deal IF and only if they are getting the deal of the century.  

Start today, before the problems occur, and your life will be so much easier.Do yourself a favor: buy "Every Landlord's Legal Guide" by NOLO.

If you can get the permits to build, who says you can't wait until it's more favorable?

Or did you try to have her coordinate all the work basically as a favor and now you only want to reimburse you for her actual expenses?

I doubt this plan would be successful.Assemblage can create value but unless the zoning is favorable is does not create value.