Hi Folks,I'm looking into to getting a HELOC or cash-out refi to enable my next purchase.

I block flash unless I specifically enable it because other sites do this on purpose and don't care. 

@Rachel PaytonI never saw a condo tel setup that enabled the property owner to make moneyThe resort management companies that set up condotels, time shares, fractionalized ownership, etc, not only charge top dollar for the property, but add top dollar for management, add numerous garbage fees when you rent yourself or thru the pool, etc.

You can often pick up a property well below market which enables stronger cashflow and hedges against a market swing.

Most importantly with income-based loans, they have 4 parts to them that enable your ability to qualify as well as your purchasing power: Income, Assets, Credit, and Debts.- Income - This is how much you make and how you make it.

Real estate just supplements my income and enables me set my kids up for the rest of their lives.I’m fully engaged and around kids for 35 + hours a week so I have a pretty clear idea of what a “normal” childhood should look like.

If you add them to you policy as "additional interest" or "additional insured" it will enable your insurance company to protect both of you.

Do you have it enabled or not?

If I added my adult son to the purchase and/or LLC, could he live there & satisfy the owner occupant requirement and therefore enable us (my wife and I) to qualify for the smaller down payment? 

State wastewater requirements changed in 2008, allowing for a workaround which enable me to revert the land back into two lots.