You would need a DSCR if you are self employed and don't have 2 yrs of tax of returns or cannot qualify for a conventional loan.

I definitely wouldn't rent it to the neighbors that aren't employed.

Never have I ever seen a moderately financially successful Greek father with high-functioning, impressive kids who didn't come straight home after any job he was employed at to hand his paycheck to his wife, who almost always also did the accounting for his family business, if he had one.

I don't live in the US and I don't have another income in the US (such as employment or earned income), but I have a property that was rented starting in September 2023.

Couple options that might be viable for you (I don't know all of your circumstances)- BRRRR into a DSCR by creating equity; partner closely with a lender before starting on this to cover seasoning and other requirements - also this will only work for an investment property, not a primary- bank statement loan/1099 loan may work if you can put at least 10% down and want a primary residence - will depend on how you're operating and a few other variables- seller financing; find a seller willing to carry a note for a few years- co-borrower; someone with decent income and credit who will be on the loan with you- DSCR purchase; be prepared to put down at least 75% or your rate/pricing will be horrible (70% is better); many lenders will have experience requirements; investment property only- find a private lender willing to fund the loan you need- get a salaried job relevant to your college coursework; your fico is strong and you have some cash, so househacking could be within reach via Fannie/Freddie multifamily purchase; get a solid workup from a competent lender before going this route as employment history will be touchy with this routeHard money can be used for an acquisition and rehab, but make sure your takeout financing plan is bulletproof before getting hard money.I'm originally from Baton Rouge.

Consider more than just rental income, such as, prior tenant history, civil and criminal background, employment history, number of occupants for the size of the home, desired move-in/move-out date, etc.

Fully employed and I could easily make 170K+ which would of course take a huge burden off me financially and otherwise. 

Or paint the perimeter cabinets in a warm white and accent the island in another darker color for a contrast that feels like it's a piece of furniture.Black Door Lever Hardware and Plumbing Hardware, Cabinet Hardware, Accents and Light Fixtures are a nice pop that feels modern and cohesive. 

My husband and I are the employers and we have employees in our plan with their own accounts.

If so, what are some good certs or proven path to break into employment in those areas?