Use the 20K as a down payment on the next house hack and don't touch your current properties equity.

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Have you done any value-added work to your current properties?

Due to current interest rates, many CAP rates are much lower than they should be and usually there is only so much price discount a non-delinquent seller will be able or willing to offer.

Hi Jaycee,I currently own 40 doors and I have good equity in them.

It's no different than their 2-year, low interest rate teaser houses.

And how are you currently finding deals?

I'm currently planning to purchase a commercial multifamily building in Chicago with the proceeds of a 1031 exchange.

Low taxes, low crime, low homelessness, friendly people, all 4 seasons, etc!

Quote from @Roger Paschal: Quote from @Quentin Hollis: I'm currently working on my first real estate deal and will be buying a property subject to the owners existing mortgage.