I currently live Wisconsin and work in Real Estate.

MLS, currently looking at other ways to acquire properties.

Here’s a bit of background on my current situation:I own one rental property that generates $1,900 per month in rental income, and it is paid off ($300K).My primary residence is also paid off ($288K).I’m currently building another rental property with cash ($200K).

It sounded exciting for you but it is so far off from your current holdings and managed properties that it gave me pause. 

I'm more interested in purchasing 10 homes to have fully paid off by the time I retire, as I'm not living on the cash flow w/ current job. 

If It is a wholesale DSCR lender that also does TRID loans, they might require a bit more paperwork, such as a VOM, mortgage statements for properties currently owned, and credit supplements on mortgages on your credit report.

Our current mortgage terms include a late fee after 5 days, so they’re already paying extra each month and have to split the total monthly payment up between 2-3 payments when they get their pay check.

Current balance of loan is around $380k.

Purchase price 70k currently pulling 900 rent ARV 110 - 140k, rehab about 25k 

I currently do not have enough funds to fund a down payment and am trying to find the most efficient way to save.